New Year, New Santé!

14 January 2008

Groupama Healthcare enhances award winning PMI product

Building on its growing reputation as a key player and influencer within the health insurance sector, Groupama Healthcare has made enhancements to its award-winning private medical insurance product, Santé by Groupama Healthcare. Designed specifically for brokers targeting the SME market, Santé by Groupama Healthcare now includes the option of an annual travel insurance policy, Santé Travel, along with a more streamlined application process and greater flexibility for dental and optical add-ons.

Alistair Sclare, Head of Healthcare Underwriting at Groupama Healthcare comments; "The enhancements to Santé by Groupama Healthcare are the direct result of broker feedback, sought both on an individual basis and through our Healthcare Advisory Board. With people taking more holidays abroad each year*, travel insurance is a valuable option to a PMI policy. Santé Travel will therefore really enhance the product's appeal. We've also raised the game in terms of the way business is placed to make this much simpler. The result is a product that really focuses on the needs of the SME sector, providing brokers with a powerful sales proposition that will offer a real competitive advantage."

The Santé Travel extension is available when purchased in conjunction with Santé by Groupama Healthcare, the group private medical policy. An annual cover, Santé Travel offers comprehensive insurance for leisure travel including emergency medical and travel expenses up to £5 million, cover for lost money, personal belongings and passport, legal expenses and winter sport activities.

In addition to Santé Travel, Groupama Healthcare has made the Santé dental and optical add-ons more flexible with the option to include or exclude dependant children.

*Source: ONS

Groupama has also put significant investment into simplifying the placement of business for brokers to make policy administration and fulfilment as straightforward as possible. New group schemes where the employees are to be covered on a new moratorium basis will no longer require each employee to complete their own application; instead they can supply the information by email. In addition, the group member application forms have been made simpler and are clear, easy to use and more relevant for the broker's client.

Alistair Sclare concludes: "These developments demonstrate Groupama Healthcare's continued investment in developing market-leading healthcare solutions that really meet customers' needs. Santé by Groupama Healthcare has enjoyed very positive feedback about its structure, flexibility and price since it was launched in 2006 and the improved product aims to continue this trend, with valuable added benefits and greater flexibility."

Santé Travel by Groupama Healthcare includes:

• Emergency medical and travel expenses up to £5 million
• Personal accident cover up to £20,000
• Cover for loss of passport up to £250
• Personal money up to £500
• Personal baggage up to £1,500
• Travel delay up to £100
• Cancellation and curtailment up to £3,000
• Missed departure up to £1,000
• Legal expenses up to £25,000
• Winter sports

Ends
January 2008